TIS Products
TIS offers three travel medical insurance plans. If you are not sure, which plan is best for you, please contact us and one of our agents will help you choose.
- Covers stable pre-existing conditions*
- Up to $5,000,000 of Coverage for emergency medical services
- Available up to age 94
- Cancellation and early return refunds
- Single or multi-trip
- Deductible and stability period options
- Direct payment to hospitals*
- Policy document
- See all benefits and options
- PDF brochure and application
- Does not cover pre-existing conditions
- Up to $5,000,000 of Coverage for emergency medical services
- Available up to age 94
- Direct payment to hospitals*
- Single or multi-trip
- Deductible options
- Cancellation and early return refunds
- Policy document
- See policy for benefits
- Premium based on your specific conditions
- Up to $5,000,000 of Coverage for emergency medical services
- Available up to age 94
- Direct payment to hospitals*
- Single or multi-trip
- Deductible and stability period options
- Cancellation and early return refunds
- Policy document
- See all benefits and options
- PDF brochure and application
Benefits Summary (All Plans)*
Medical Emergency
$5,000,000 CAD
Ambulance
Eligible expenses
Private Nursing
$5,000 CAD
Emergency Dental
$2,000 CAD
Major Event Return Home
$3,000 CAD
Vehicle Return
$2,500 CAD
Emergency Return Home
Eligible Expenses
Expenses Related to Death
$5,000 CAD
Subsitence Allowance
$1,500 CAD
Emergency Paramedical
$250/practitioner
Plan Options
Deductibles
The policy has a US$50 deductible per claim. You have the option to change your deductible to ZERO, US$250, US$500, US$1,000, US$2,000, US$2,500, US$5,000, or US$10,000.
Buy Down Your Pre-Existing Condition Stability Period
The pre-existing condition stability period that you qualify for (either 90 days or 180 days) is based on the plan that you qualify for. If you qualify for a pre-existing condition stability period of 180 days prior to any departure date, you have the option to “buy-down” the stability period for pre-existing condition coverage to 90 days. If you choose this option, the policy will cover eligible expenses for a medical condition that was stable in the 90 days prior to the departure date of any trip.
Also, if you had a replacement, elimination or an increase/decrease in dosage or frequency of a medication that does not treat a heart condition or a lung condition, and was prescribed more than 45 days prior to your departure date, you can reduce the stability period for the medical condition that the medication treats to 30 days prior to any departure date. ** Not available with Travel Health Medical Plan 2.
Important
This insurance covers treatment required only as a result of a medical emergency and has other terms, conditons, limitations and exclusions which may affect your coverage. For a full description, please review the full policy.
*See policy for exact details
If you want coverage for pre-existing conditions, our online application system will show you both pre-existing plan rates.
FAQs
We’re happy to help. If you can’t find the info you’re looking for, please don’t hesitate to reach out to us!
Call us 1-800-563-0314
Travel Insurance Specialists
4-160 Pony Drive
Newmarket, ON L3Y 7B6
info@tis.ca
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