Planning on skipping
winter this year?

Travel medical health insurance for Canadian seniors.
Flexible plans with or without coverage for pre-existing conditions.

Online Quote Call 1(800) 563-0314

24/7 Claims Assistance

100% Canadian

35 Years Experience

Our Plans

Travel Insurance Specialists offers travel medical insurance plans where your stable pre-existing conditions are covered and a plan where you can exclude pre-existings condition coverage and pay a lower premium. See policies for details.

Travel Health Medical Plan Stable Pre-Ex Logo
A la Carte Travel Insurance Plan Logo

Stable Pre-Existing Condition Covered

  • The stable pre-existing conditions you list in the application are covered
  • Up to $5M of coverage
  • $0 to $10,000 deductible options
  • Stability period options
  • More information…

Pre-Existings Conditions Excluded

  • If your medical emergency is related to your pre-existing condition, it will not be covered
  • Up to $5M of coverage
  • $0 to $10,000 deductible options
  • More information…
Get a no obligation quote online by clicking the button below.
Begin Online Quote
If you choose to cover pre-existing conditions, we will provide a quote for both the
Travel Health Medical and A La Carte plans.

Our Promise to You

TIS has been an industry leader in designing and administering travel health insurance plans for Canadian snowbirds for over 35 years. We provide coverage for thousands of snowbirds each year against unforeseen medical emergencies. We offer competitive rates, outstanding customer service and 3 offices nationwide to serve you! 

Travel with TIS

Our policies are underwritten by Industrial Alliance and Financial Services Inc., one of Canada’s largest financials companies. We have the resources to back our committments to Canadian travellers.

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Why TIS?

24/7 Assistance

In case of emergency, we are here 24/7 to help you get the care you need.

Canadian Case Managers

Your claims are handled by our team in Newmarket, Ontario.

Direct Billing

When possible, we pay medical bills directly to the provider or hospital.

35 Years of Experience

During these years, TIS has provided excellent products and services.

Free Online Quote
  • When my medical emergency struck abroad, their team responded instantly and helped get me the care I needed.
    – Joanne
  • I was relieved to skip the bots and speak with a kind, knowledgeable person who guided me through the entire claim.
    – Pietr
  • The flexible coverage options let me customize my plan perfectly, saving me significant money on my total premiums.
    – Kelly

FAQs

We’re happy to help. If you can’t find the info you’re looking for, please don’t hesitate to reach out to us!

Call us 1-800-563-0314

Online Quote

We will ask for your age and dates of travel. If you choose to cover a pre-existing condition, you will be asked to answer questions about your health, stability periods, and changes in medication. You may be asked for a list of medications. No medical records are required. However, you are responsible for submitting accurate information.

No. A ‘physical’ (head to toe) is not needed, you need to have been seen by a physician in the last 24 months. This means that you have visited or consulted by phone a licensed physician or licensed medical practitioner where your medical history was updated, any symptoms were diagnosed, and any test(s) requested or proposed were completed and you are aware of the results of such test(s). If you have not had a physical in the last 24 months, your premium may increase or your coverage denied.

Yes. Please see the contact page for more information or call 1-800-563-0314.

For emergency assistance, call 1-888-694-8888 from the U.S.A.or +1 (905) 830-4003 from Canada and the rest of the world.

You can use our plans as Top-Up insurance to extend coverage you already have, such as from a credit card or employer plan. Please note that if you have other insurance for the same period, TIS policies are always secondary (second payor). TIS policies are also secondary to your auto insurance in the event of a car accident. Please see the policy document for details.

Our policies cover emergencies anywhere in the world except where there are travel advisories set out by the Government of Canada. See policy document for details.

Yes. You can extend your coverage if your policy has not expired and you have not experienced a claims. It is highly recommended to arrange this extension at least one day before your policy expires. Please contact us or the agent that sold your policy to extend the policy.

Yes. We accept cancellations and early return refund requests via telephone, mail, and email. Some conditions apply.

Travel Insurance Specialists

4-160 Pony Drive
Newmarket, ON L3Y 7B6

info@tis.ca

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Emergency Assistance

For assistance whilte travelling:

  • USA 1-888-694-8888
  • Canada: 1 (905) 830-4003
  • World: +1 (905) 830-4003 (collect)

Travel Advisories